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Richard Cummings

Richard Cummings is a writer, traveler, and web content developer.

Get your copy of his latest book entitled Obvious Conclusions, stories of a Midwestern emigrant influenced and corrupted by many years living in San Francisco and abroad. It just received its first outstanding review "...reminiscent of David Sedaris or Augusten Burroughs" on Amazon UK.
Richard Cummings
Get Social
receive-government-stimulus-check

When Will I Receive My Stimulus Check? [Third Stimulus Check — March 2021 Updates]

receive-government-stimulus-checkWondering if and when you’ll be receiving a third stimulus check and, even more importantly, how much will the third stimulus check be? I’ve got you covered with the latest information!

The U.S. government has been sending out stimulus checks and direct deposits since mid-April 2020 due to the Coronavirus [Covid-19].

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Richard CummingsWhen Will I Receive My Stimulus Check? [Third Stimulus Check — March 2021 Updates]
2020 Stimulus Check

Third Stimulus Check: March 13th, 2021 Updates [Checks Are Coming!]

2020 Stimulus CheckWant some good news? Yes, you will be getting a third stimulus check! Find out when and how much below.

While many want to know when they will receive their 2020 coronavirus stimulus check and are busy stocking up on Coronavirus protective equipment, others want to know what the delay is as the coronavirus continues.

Rest-assured, I’ve got you covered from all angles with daily updates about the third stimulus check. 

Let’s begin with the Stimulus Payment FAQs and then take a look at the daily stimulus updates.





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Richard CummingsThird Stimulus Check: March 13th, 2021 Updates [Checks Are Coming!]

The End of Her by Shari Lapena: A Book Review by Richard Cummings

the-end-of-her-book-review-by-richard-cummingsI haven’t been disappointed by a Shari Lapena book since fate brought us together. Would the trend continue or is The End Of Her going to be our first disappointment as a couple?

Our relationship began with The Couple Next Door, a sultry fictional treat filled with deception, betrayal, and surprising twists with every turn of the page.

It was like the beginning of every relationship when your partner can do no wrong and every moment with that person is a delight.

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Richard CummingsThe End of Her by Shari Lapena: A Book Review by Richard Cummings
the-heroes-act-summary

The HEROES Act: A 10 Point Summary and Current Status [October Updates]

the-heroes-act-updatesWould you like to know what The Heroes Act is? I’ll give a concise 10-point summary and the current status of The Heroes Act.

The Heroes Act, which passed the house on Friday May, 15th, is a proposal for a second stimulus package to assist American individuals and businesses during this economic crisis caused by the Coronavirus — get the protective gear you need.

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Richard CummingsThe HEROES Act: A 10 Point Summary and Current Status [October Updates]

Second Stimulus Check: How much and when? [October 2020 Updates]

When will a second stimulus check arrive?Will you receive a second government stimulus check in October 2020 and how much will it be?

Let’s dig through the facts as we know them.

Currently, the House and Senate are in a stalemate over the amount of money that should be included in a second stimulus package but both Donald Trump and Treasury Secretary Steve Mnuchin are encouraging them to get things worked out.

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Richard CummingsSecond Stimulus Check: How much and when? [October 2020 Updates]
youtube-tv-price-increase

YouTube TV Rate Hike: Will Subscribers Cancel? Still Better Than Cable?

youtube-tv-price-increaseIn an email dated June 30th, 2020, YouTube TV sent out a message to subscribers entitled “an update to our content and price” that notified customers of a monthly rate increase to $64.99. You can see the full email below.

The YouTube rate increase will go into effect on August 28th, 2020.

This presents YouTube TV subscribers with a pivotal question: At this price, is YouTube TV still worth it?

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Richard CummingsYouTube TV Rate Hike: Will Subscribers Cancel? Still Better Than Cable?
Countries With The Highest Quality of Life

Income Equality and Standard of Living | Are you Better Off if Your Neighbors Aren’t?

income-inequality-standard-of-livingIn this article, we will take a look at countries with high income equality AND inequality and ask the question:  Between these two, which leads to a better standard of living for the whole?

I recently wrote an article about socialism in Sweden.  With Joe Biden promising higher taxes on those making over $400,000 if he wins the presidency, the arch-conservative Fox News threatened that we would become the next “socialist Sweden” if this were to happen.

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Richard CummingsIncome Equality and Standard of Living | Are you Better Off if Your Neighbors Aren’t?
smh-meaning-shaking-my-head

SMH Explained: What does “SMH” mean and should I use it?

smh-meaning-shaking-my-headIf you are wondering what SMH means and want to make sure that you’re using it correctly, I’m going to explain everything about the term “SMH”, when you should use it, and perhaps most importantly, when you should not use it…so you don’t make a fool of yourself (examples below).

We’ve all seen scenarios in which people use terms or expressions completely out of context. And this is why I need to explain to you what “SMH” means. I want to save you from yourself.

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Richard CummingsSMH Explained: What does “SMH” mean and should I use it?
second-round-of-stimulus-payments

A Second Stimulus Check Payment in 2020 – Get the Latest Updates!

second stimulus checkWill you be receiving a second stimulus check payment in 2020 and, if so, how much will it be?

The current amount that you would receive in a second stimulus check of 2020 would be roughly equivalent to the first stimulus check of 2020.

Many of you have already received your first 2020 stimulus payment and gotten all of your Coronavirus protective gear. If your first stimulus payment has not yet arrived, you should be receiving your check or direct deposit shortly if you do not exceed the income thresholds of $75,000 for the full payment of $1,200 or $99,000 for a partial payment.

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Richard CummingsA Second Stimulus Check Payment in 2020 – Get the Latest Updates!
direct-deposit-stimulus-check

Web Portal for Direct Deposit of Second 2020 Stimulus Check [October Updates]

direct deposit stimulus checksWant to get your second 2020 stimulus check quicker than the first?  Here is show to get setup with direct deposit for the second stimulus payment.

There is a web portal to submit your direct deposit information to the IRS and, if you did not get it set up in time for the first stimulus check, you may want to setup direct deposit for the second stimulus payment, which will happen if the Heroes Act (read summary) or an equivalent passes the Senate, who are still negotiating as of October, 2020.

It might not be surprising that many people are confused as to whether their 2020 stimulus check will be direct deposited or if they will be receiving a check.

One of the reasons for this is that there are actually two web portals (discussed below) which can be very confusing.

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Richard CummingsWeb Portal for Direct Deposit of Second 2020 Stimulus Check [October Updates]