Question:I heard that you can check out Kindle Books from your local library. Is this true? If so, does it work well and how do I do it? Thanks in advance, Gina — Missoula, Mt
Library Books on Your Kindle: One of the Best Things About Your Kindle
Gina, terrific question and we are happy to answer this for you.
Yes, you can rent library books on your Kindle. It works well and it’s absolutely awesome. It’s probably what I do most with my Kindle.
In this article, we’ll first distinguish between the Kindle Lending Library and getting Kindle books from your local library, which will be the main focus of this article. Read More
If you are wondering, “How Much Can I Put In My Roth IRA?”, you have come to the right place. We will discuss how much you can put in your Roth IRA and various situations that may arise.
If you are unfamiliar with Roth IRAs, read more on the page entitled What Is A Roth IRA.
How Much Can I Put In My Roth IRA: The Answer For Most of You
For most of you, the answer will be the same. You can put $5,000 into your Roth IRA. But wait! This was the number for 2009 and the government appears to be very flexible with us during these trying economic times. Apparently, they are going to adjust this number for inflation.
Well, currently the numbers have not changed. We are still limited to the $5,000 dollar amount. However, there is one exception, the IRA “catch-up”.
IRA Catch-Up Amount
The one exception to the $5,000 limit is the people who are age 50 and over. This is called the IRA “catch-up” allowance and allows people to contribute an extra $1,000 each of these years.
Apparently, the government (in its infinite wisdom?), realized that we are not a nation of people who is planning well for the future. We are the “Now, Now, Now” generation of people.
Thus, when people are 28, instead of putting $5,000 in a Roth IRA, they elect to buy one of the best LCD TVs, get a great home theater, and take a trip to the Bahamas.
When they reach their late 40’s, they say, “Holy Sh*t, I have saved absolutely nothing.”
It is for them that the government has graciously created the “catch-up” IRA amount. But $1,000? C’mon government. Can’t you make this amount more like $10,000. We spent that money on fancy items to keep the economy rolling. Now, help us out 😉
How Much Can I Put in My Roth IRA: Summary
You can put $5,000 dollars a year into your Roth IRA. Ah, but you may be asking–because your clever–“can I open a whole bunch of Roth IRAs and put $5,000 in each?”
Buzzer! Sorry, you cannot do that. You can have several IRA’s but the total combined contribution cannot be great than $5,000.
However, you can have both IRAs and 401ks at the same time. Thus, max out that 401k as well if you are behind on your retirement contributions.
Roth IRA: More Reading
Roth IRA Best Rates: This article discusses the best place to open a Roth IRA, which one is best for you, and how you can get the Roth IRA Best Rates.
How To Open a Roth IRA: This article discusses the procedures in opening a Roth IRA and which type of account fits your situation best.
What is a Roth IRA: Yours truly wrote this explaining, in lay man’s terms, just what is a Roth IRA.
Question: I am wanting to know if Amazon Prime is worth it. I keep getting these offers to join Amazon Prime and it seems like kind of a good idea. I would like to understand it a little better and would like to here from someone who uses it to know whether they think Amazon Prime is worth it. If you have time to answer my question, that’d be awesome! Many big thanks, Jeannie, Charlotte, NCRead More
If you have ever heard people talking about something called “Molly”, you certainly may wonder “what is Molly?”
I have just returned from the Electric Forest Music Festival where the question was not “what is Molly?” but rather “do you know where I can get some Molly?”
Why would people be asking this at a music festival, you ask. Well, it’s because Molly is a drug and Molly is slang for pure ecstasy, also known as MDMA. And, at an Electronic Music Festival, nearly everybody, certainly all of the 30,000 people at the Electric Forest Festival, are taking “Molly”. On the wikipedia Molly-MDMA page, one of the reported subjective side effects is an “uncontrollable urge to dance.” And, definitely, people are dancing all day and night at the Electronic Forest Festival.
Is Molly Dangerous? Should You Try Molly?
I am not a scientist but there is certainly a lot of information out there about Molly. Here are some Google searches that you can just click and see many different perspectives:
These are all searches that you might want to take a look at. It’s always important to know what you are putting into your body.
However, I will say two things and, mind you, this is my subjective assessment but based on real experiences.
One, I have always shied away from all heavy drugs and initially I thought Molly was in this category and so I stayed away from it. However, after doing lots of reading, my opinion on that has changed. Molly is not in that category of heavy drugs; it simply makes you happy and loving with a strong desire to dance, love life, and be intrigued by colors of all variety 🙂
Update, December 2014: I have just watched a a Drugs, Inc National Geographic special called “Manic Molly”. The reality nowadays is that most of the “Molly” that people are getting is not real MDMA. Thus, the immediate and lasting effects will not be the true “Molly” experience and you should take immense caution because these drugs are manufactured under very shady and dubious scenarios. Here is the episode of “Manic Molly”.
And, two, I did see several people at the music festival who mix Molly with other drugs. When you start doing this, you have changed the game and better be very careful.
Some Videos About Molly That You May Enjoy
It’s always nice to see some videos about the topics at hand. So, I have a couple videos here about Molly that you may enjoy.
Molly: Why Do People Use It?
Molly: A First Time Experience
Any thoughts? Comment below!
Since the government began offering stimulus checks, many people have wondered, “When Will I Receive My Stimulus Check?”. In this article, we will take a look at when you should receive your stimulus check from the government.
These are tough economic times. Even though the economy has shown signs of improvement, many people still need that stimulus check to pay for their monthly bills. Unfortunately, 2009 may not be as good to you as 2008 was.
Most of the taxpayers who received a payment last year in 2008 will not qualify for a stimulus payment in 2009.
Those who did not file for a stimulus payment in 2008 because they were not eligible may still meet the criteria for 2009.
However, there are many of you asking “when will i receive my stimulus check?” and thus you must know that you are going to get one.
Generally, you will receive your government stimulus check about 8-12 weeks after you file your tax return.
This year, if you are not getting a stimulus boost, you may be interested in a tax refund advance. This will teach you how to obtain your tax refund from other sources before the government can pay.
We also have many people wondering how long does it take to get tax refund back? This is because people need the money and they need it sooner than the bureaucracy allows.
If you are financially strapped right now, these are several ways to get money in your pocket quicker!
When Will I Receive My Stimulus Check: Summary
In summary, if you are due a stimulus check (which probably will not apply this year), it will take between 8-12 weeks to receive it and get it deposited in your bank account.
Question: Where are my Skype Pictures stored on my computer? I took a bunch of Skype photos of myself and others from within Skype and now I cannot find any of them. So, my question is, where in the heck are the Skype photos stored on my computer?
Skype Photo Location!
Skype Photo Location On Your Computer: Solution
Many people have asked us this question! We are not sure why Skype does not make it more clear where they put their photos on your computer. But, whatever the reason, we know that they should because a lot of people keep asking us “Where are my Skype Photos?”
Fortunately, we have the answer for you and it’s pretty simple.
The easiest way to find your Skype photos on your computer is as follows:
To begin, click Start | Run as you see in the photo below:
Finding Skype Photos!
In the Run box, you want to type the following: %appdata%SkypePictures (as you see in the photo below)
Getting to the Skype Photo Directory!
After clicking ok, you will see the directory that contains all of your Skype photos as you see in the image below.
View Your Skype Photos Here!
Conclusion: Skype Photo Location
On behalf of Skype, we apologize that they do not make this clearer. Wait, no we don’t…it should be clearer, but it’s not!
Now, who cares? We have got you covered.
We have shown you where to find your Skype Photos so that now you can do whatever you would like with them. If you have any further questions or comments, simply use the comment area below!