receive-government-stimulus-check

When Will I Receive My Stimulus Check in 2020 [Coronavirus Updates]?

receive-government-stimulus-checkThe U.S. government will be sending out stimulus checks in 2020 due to the Coronavirus [Covid-19].

The deal for stimulus checks has been passed by the Congress and signed by the President.

So, when will you receive your 2020 stimulus payment? It depends on whether you have direct deposit on file with the IRS. And, if you’ll be receiving a check, it will depend on your latest reported income. See more specifics below.

Since the government began offering stimulus checks, many people have wondered, “When Will I Receive My Stimulus Check?”.  In this article, we will take a look at when you should receive your 2020 stimulus check from the government.





With the US economy being hammered by the spreading coronavirus, serious discussions began in early March about providing a 2020 stimulus check to every American. The initial considerations were to give every American a $1,000 check (or more) within two weeks.

The government began targeting a date of April 6th to send this first stimulus check. Then, quite possibly, deliver a second $1000 check to follow on May 18th, 2020.

So what materialized from these initial meetings?

Update: The congress passed and the President signed the deal which will provide every American earning under $75,000 a 2020 stimulus check in the amount of $1,200.  See here for 2020 stimulus check FAQs

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Richard CummingsWhen Will I Receive My Stimulus Check in 2020 [Coronavirus Updates]?

How Much Can I Put In My Roth IRA [2020 Edition]

how-much-can-i-put-in-my-roth-iraIf you are wondering, “How Much Can I Put In My Roth IRA?” in 2020, you have come to the right place. We will discuss how much you can put in your Roth IRA and various situations that may arise.

If you are unfamiliar with Roth IRAs, read more on the page entitled What Is A Roth IRA.

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Richard CummingsHow Much Can I Put In My Roth IRA [2020 Edition]
how-many-employees-does-facebook-have

How Many Employees Does Facebook Have?

how-many-employees-does-facebook-haveHow many employees does Facebook have?

This is an easy question to answer because Facebook keeps this information up to date for us.
The number of employees at Facebook is currently just over 44,000 people.

Presumably, since they are essentially a data company, they keep all of their information up to date.

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Richard CummingsHow Many Employees Does Facebook Have?
beauty-of-socialist-sweden

Is Sweden A Socialist Country?

beauty-of-socialist-swedenThis morning I was investigating whether Sweden is a socialist country.   Why?  Well, having just seen many accusatory commentators on Fox News claiming that we are “becoming a socialist country like Sweden”, I decided to put on my investigative cap and do some research.

The first question that came to my mind was:  Is being like Sweden a bad thing?

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Richard CummingsIs Sweden A Socialist Country?
Roth-IRA-Best-Rates

Roth IRA Best Rates [2020 Edition]

Roth-IRA-Best-RatesIn this article, we will take a look at the Roth IRA Best Rates and determine the Best Roth IRAs where you want to put your retirement funds.

When considering opening a Roth IRA, many people want to investigate Roth IRA best rates. However, this is not the question to really be asking. Rather, we want to know what are the best Roth IRAs in which to put our retirement funds.

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Richard CummingsRoth IRA Best Rates [2020 Edition]
Best-Student-Loan-Consolidation

Best Student Loan Consolidation | Get Out of Debt With These Trustworthy Loan Consolidation Programs

Best-Student-Loan-ConsolidationIn this article, we investigate the Best Student Loan Consolidation and the Best Student Loan Consolidation Companies that enable you to pay off your myriad school loans such as Stafford Loans, PLUS Loans, and Federal Perkins Loans.

After the fiscal credit crisis that took place 2008/2009, banks have more stringent rules regarding offering loans and, for many, it is no longer advantageous to offer student loans.

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Richard CummingsBest Student Loan Consolidation | Get Out of Debt With These Trustworthy Loan Consolidation Programs
america-the-new-mexico

America: The New Mexico?

america-the-new-mexicoThis essay was written in the mid-2000’s when the economies of Europe were thriving and the U.S. was unknowingly on the threshold of one of the biggest financial disasters in our history.

This essay asks an important question that is perhaps even more valid today:  Are our entrenched practices holding us back in the modern economy?

One startling example of this is the advances made in China.  As we read in the article Why California can’t compare with China, “China has built almost 30,000 kilometers of high-speed rail lines since the beginning of the century, while the US has completed virtually none.”

Obviously, our Democratic principles have a lot to do with this.   Rightfully, we are unwilling to stifle the rights of the people for progress.  But we still need to consider workable solutions because, while our people are not being stifled, our country may be.

Enjoy the article below from the early 2000’s.


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Richard CummingsAmerica: The New Mexico?
Countries With The Highest Quality of Life

Income Equality and Standard of Living | Does Income Equality Lead To A Higher Standard of Living?

income-inequality-standard-of-livingIn this article, we will take a look at countries with high income equality AND high income inequality and ask the question:  Between these two, which leads to a better standard of living for the whole?

I recently wrote an article about socialism in Sweden.  With Bernie Sanders threatening higher taxes if he wins the presidency, the arch-conservative Fox News threatened that we would become the next “socialist Sweden” if this were to happen.

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Richard CummingsIncome Equality and Standard of Living | Does Income Equality Lead To A Higher Standard of Living?
what-is-a-roth-ira

What Is A Roth IRA [2020 Edition]?

what-is-a-roth-iraIf you are wondering what is a Roth IRA, I am here to provide you the answer in a colloquial manner that, hopefully, will shed some light and humor on how well (or poorly) you’ll be spending your retirement years.

So, what is a Roth IRA? Let’s first delve into the acronym.

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Richard CummingsWhat Is A Roth IRA [2020 Edition]?
Top-10-Auto-Insurance-Companies

Top Rated Auto Insurance Companies In United States [2020 Edition]

Top-10-Auto-Insurance-CompaniesMany of my readers have written to ask me: “What are Top Rated Auto Insurance Companies In the United States?”

I’ve become the answer man for these types of questions. So, today I have donned the investigative hat and compiled this 2020 list of the Top 10 Auto Insurance Companies for you.

I recommend that you visit each of the companies below to find out which one meets your car insurance needs and your budget.

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Richard CummingsTop Rated Auto Insurance Companies In United States [2020 Edition]