Top VPN Reviews

Top VPNs of 2022: An Honest Review of What VPN You Should Choose and Why

Richard CummingsBest/Top Lists, Featured Posts, technology Leave a Comment

Welcome to an honest assessment of the best VPN products on the market in 2022. I’m creating this page out of sheer frustration because of the numerous false claims by supposed, genuine reviews of VPN services. The truth nowadays in 2021 is that VPN services are all pretty decent. The majority of the Top 5 VPN services in the list …

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When Will I Receive My Stimulus Check? [Third Stimulus Check — March 2021 Updates]

Richard CummingsA Rich Idea: Question and Answer, Business, Featured Posts 17 Comments

Wondering if and when you’ll be receiving a third stimulus check and, even more importantly, how much will the third stimulus check be? I’ve got you covered with the latest information! The U.S. government has been sending out stimulus checks and direct deposits since mid-April 2020 due to the Coronavirus [Covid-19].

2020 Stimulus Check

Third Stimulus Check: March 13th, 2021 Updates [Checks Are Coming!]

Richard CummingsA Rich Idea: Question and Answer 8 Comments

Want some good news? Yes, you will be getting a third stimulus check! Find out when and how much below. While many want to know when they will receive their 2020 coronavirus stimulus check and are busy stocking up on Coronavirus protective equipment, others want to know what the delay is as the coronavirus continues. Rest-assured, I’ve got you covered …

The End of Her by Shari Lapena: A Book Review by Richard Cummings

Richard CummingsBooks, Entertainment, Featured Posts Leave a Comment

I haven’t been disappointed by a Shari Lapena book since fate brought us together. Would the trend continue or is The End Of Her going to be our first disappointment as a couple? Our relationship began with The Couple Next Door, a sultry fictional treat filled with deception, betrayal, and surprising twists with every turn of the page. It was …

donald-trump-2020-election

The 2020 Presidential Election: For Whom I Voted and Why

Richard CummingsDonald Trump, Featured Posts, Politics Leave a Comment

Every year since 2008, I’ve written a for whom I voted and why piece (2008, 2012, 2016). I confess — this year I’m completely baffled. I don’t understand how it’s possible that any reasonable person could consider voting for Donald Trump — there’s just so many things to completely exclude him as a viable candidate. I’m at such a loss …

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The HEROES Act: A 10 Point Summary and Current Status [October Updates]

Richard CummingsA Rich Idea: Question and Answer 3 Comments

Would you like to know what The Heroes Act is? I’ll give a concise 10-point summary and the current status of The Heroes Act. The Heroes Act, which passed the house on Friday May, 15th, is a proposal for a second stimulus package to assist American individuals and businesses during this economic crisis caused by the Coronavirus — get the …

Countries With The Highest Quality of Life

Income Equality and Standard of Living | Are you Better Off if Your Neighbors Aren’t?

Richard CummingsEconomics, Featured Posts, Politics Leave a Comment

In this article, we will take a look at countries with high income equality AND inequality and ask the question:  Between these two, which leads to a better standard of living for the whole? I recently wrote an article about socialism in Sweden.  With Joe Biden promising higher taxes on those making over $400,000 if he wins the presidency, the …

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SMH Explained: What does “SMH” mean and should I use it?

Richard CummingsA Rich Idea: Question and Answer, Featured Posts Leave a Comment

If you are wondering what SMH means and want to make sure that you’re using it correctly, I’m going to explain everything about the term “SMH”, when you should use it, and perhaps most importantly, when you should not use it…so you don’t make a fool of yourself (examples below). We’ve all seen scenarios in which people use terms or …