senate-second-stimulus-HEALS-mitch-mconnell

Second Stimulus Proposal – the HEALS ACT- In Danger of Collapse

senate-second-stimulus-HEALS-mitch-mconnellWhile Americans continue to wonder when they’ll receive their second stimulus check, the Republican-filled Senate continues to argue over the details of their new stimulus package called The HEALS Act.

If you are wondering about how much a second stimulus check would be, the answer is that it would be roughly the same amount as the first stimulus check from the CARES Act, which was $1,200 for all qualifying Americans.

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Richard CummingsSecond Stimulus Proposal – the HEALS ACT- In Danger of Collapse

Second Stimulus Check: How much and when?

When will a second stimulus check arrive?Will you receive a second government stimulus check in July or August and how much will it be?

Let’s dig through the facts as we know them.

For sure, nothing will happen — literally nothing — until July 20th. Why not?

Because, while many Americans are out of work, the Senate is taking a recess for state work and will not return to federal work until July 20th.

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Richard CummingsSecond Stimulus Check: How much and when?
second-round-of-stimulus-payments

A Second Stimulus Check Payment in 2020 – Get the Latest Updates!

second stimulus checkWill you be receiving a second stimulus check payment in 2020 and, if so, how much will it be?

The current amount that you would receive in a second stimulus check of 2020 would be roughly equivalent to the first stimulus check of 2020.

Many of you have already received your first 2020 stimulus payment and gotten all of your Coronavirus protective gear. If your first stimulus payment has not yet arrived, you should be receiving your check or direct deposit shortly if you do not exceed the income thresholds of $75,000 for the full payment of $1,200 or $99,000 for a partial payment.

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Richard CummingsA Second Stimulus Check Payment in 2020 – Get the Latest Updates!
beauty-of-socialist-sweden

Is Sweden A Socialist Country?

beauty-of-socialist-swedenThis morning I was investigating whether Sweden is a socialist country.   Why?  Well, having just seen many accusatory commentators on Fox News claiming that we are “becoming a socialist country like Sweden”, I decided to put on my investigative cap and do some research.

The first question that came to my mind was:  Is being like Sweden a bad thing?

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Richard CummingsIs Sweden A Socialist Country?
Best-Student-Loan-Consolidation

Best Student Loan Consolidation | Get Out of Debt With These Trustworthy Loan Consolidation Programs

Best-Student-Loan-ConsolidationIn this article, we investigate the Best Student Loan Consolidation and the Best Student Loan Consolidation Companies that enable you to pay off your myriad school loans such as Stafford Loans, PLUS Loans, and Federal Perkins Loans.

After the fiscal credit crisis that took place 2008/2009, banks have more stringent rules regarding offering loans and, for many, it is no longer advantageous to offer student loans.

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Richard CummingsBest Student Loan Consolidation | Get Out of Debt With These Trustworthy Loan Consolidation Programs
america-the-new-mexico

America: The New Mexico?

america-the-new-mexicoThis essay was written in the mid-2000’s when the economies of Europe were thriving and the U.S. was unknowingly on the threshold of one of the biggest financial disasters in our history.

This essay asks an important question that is perhaps even more valid today:  Are our entrenched practices holding us back in the modern economy?

One startling example of this is the advances made in China.  As we read in the article Why California can’t compare with China, “China has built almost 30,000 kilometers of high-speed rail lines since the beginning of the century, while the US has completed virtually none.”

Obviously, our Democratic principles have a lot to do with this.   Rightfully, we are unwilling to stifle the rights of the people for progress.  But we still need to consider workable solutions because, while our people are not being stifled, our country may be.

Enjoy the article below from the early 2000’s.


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Richard CummingsAmerica: The New Mexico?
Countries With The Highest Quality of Life

Income Equality and Standard of Living | Does Income Equality Lead To A Higher Standard of Living?

income-inequality-standard-of-livingIn this article, we will take a look at countries with high income equality AND high income inequality and ask the question:  Between these two, which leads to a better standard of living for the whole?

I recently wrote an article about socialism in Sweden.  With Bernie Sanders threatening higher taxes if he wins the presidency, the arch-conservative Fox News threatened that we would become the next “socialist Sweden” if this were to happen.

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Richard CummingsIncome Equality and Standard of Living | Does Income Equality Lead To A Higher Standard of Living?
bidet-uruguay

Uruguay: Bills, Bidets, and Boundaries

bidet-uruguayThere are 3 main cell phone companies:  Ancel, MovieStar, and CTIMovil.

Like most South Americans, nobody here makes a phone call.  If you receive one, it’s important, or the person is rich and lazy.

It’s comparatively expensive to make a phone call.  Everyone WhatsApps everything-it’s kind of hassle.  It’s not uncommon for someone to say “oh, my phone is out of money.”  You refill your phone through phone cards.   Many people buy these at these stores called Abitab.  I could not figure out what these stores really did at first.  I thought they were just places that sold lottery tickets.  I have since learned that many things here are quite…Antiquated…

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Richard CummingsUruguay: Bills, Bidets, and Boundaries
uruguay-freakonomics

Living In Uruguay–Richard’s Freakonomics

uruguay-freakonomicsThis is an article I wrote about the Freakonomics of Uruguay back in 2007. Some of the observations would no longer be accurate today (like the tattoo one!) ……but some would. Thus, I leave this article about Uruguayan Freakonomics here for a glimpse of the past and perhaps some revelations about the present.


I met a girl named Maria the other day which is not unusual because a large number of girls here bear that name.  What was unusual is that Maria had a tattoo, or as Vince Vaugh’s character in Wedding Crashers says, “might as well be a bullseye”.

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Richard CummingsLiving In Uruguay–Richard’s Freakonomics
Obama Tax Cuts: Middle Class and Wealthy

Obama and Tax Cuts: The “Middle Class” vs The Wealthy

Obama Tax Cuts: Middle Class and Wealthy

Obama Wants Tax Extension for Middle Class

In 2012, President Obama wants to extend the Bush tax cuts for “middle class” but not the wealthy.

As the end deadline approaches for the Bush era tax cuts, President Obama seeks to continue the tax cuts for the middle class but allow the tax cuts for the rich to lapse.

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Richard CummingsObama and Tax Cuts: The “Middle Class” vs The Wealthy